THE MVP TEAM
Are Your Ready To 
BUY or REFINANCE
YOUR Los Angeles HOME
THE MVP TEAM
Are Your Ready To 
BUY 
or
REFINANCE
YOUR Los Angeles HOME
FEATURED  ON:
FEATURED  ON:
meet your award winning Team 
THE MVP TEAM
Oscar Campa, Sales Manager at GEM Mortgage
With over 25 years of experience in the housing industry we have been able to educate and establish home financing plans for hundreds of families that have fit their specific needs.

Throughout years of helping families and individuals we have been well versed in programs and options for first time home buyer's, investors, veterans, 2nd homes, 203K, down payment assistance, and continue to expand our knowledge to bring home financing reality to as many families as we can. 

At the end of the day, we have utilized a plethora of different options to create financial wellness for our customers. We have made certain the home financing process is secure, efficient, and exciting through the use of today's latest technology. With constant accessibility and communication, we are always there every step of the way.

meet your award winning Team 
THE MVP TEAM
Oscar Campa, Sales Manager 
at GEM Mortgage
With over 25 years of experience in the housing industry we have been able to educate and establish home financing plans for hundreds of families that have fit their specific needs.

Throughout years of helping families and individuals we have been well versed in programs and options for first time home buyer's, investors, veterans, 2nd homes, 203K, down payment assistance, and continue to expand our knowledge to bring home financing reality to as many families as we can. 

At the end of the day, we have utilized a plethora of different options to create financial wellness for our customers. We have made certain the home financing process is secure, efficient, and exciting through the use of today's latest technology. With constant accessibility and communication, we are always there every step of the way.

 happy clients - 5 stars
Oscar and his team are amazing they always were there to take my calls and to meet with me, buying a Million dollar home is very stressful but they made it very easy and they closed before the close of escrow, if you ever invest or buy a house, make sure you compare service and fee's with Oscar and his team.
 5 - Bi Y.
He was very efficient, and explained everything very well. I also liked that he was patient since this was my first time buying a home. He made the process easy for me.
 5 - Norma r.
Oscar displayed great social skills lots of patience & understanding also was very empathetic, would be willing to do transaction with him again it was a great pleasure to have Oscar as our loan officer. He was always ready willing and able to listen to our concerns and would reply to our calls in a very timely manner. needless to say it was indeed a great pleasure to have him handle our transaction.
 5 - Nadra S.
I had a great experience with my home purchase, Oscar and his team always kept us updated and communicated very well, this is our first purchase and we really can say that they made it a very easy and painless experience, we recommend them to any one buying a house
 5 - Cesar R.
 happy clients
- 5 stars
Oscar and his team are amazing they always were there to take my calls and to meet with me, buying a Million dollar home is very stressful but they made it very easy and they closed before the close of escrow, if you ever invest or buy a house, make sure you compare service and fee's with Oscar and his team.
 5 - Bi Y.
He was very efficient, and explained everything very well. I also liked that he was patient since this was my first time buying a home. He made the process easy for me.
 5 - Norma r.
Oscar displayed great social skills lots of patience & understanding also was very empathetic, would be willing to do transaction with him again it was a great pleasure to have Oscar as our loan officer. He was always ready willing and able to listen to our concerns and would reply to our calls in a very timely manner. needless to say it was indeed a great pleasure to have him handle our transaction.
 5 - Nadra S.
I had a great experience with my home purchase, Oscar and his team always kept us updated and communicated very well, this is our first purchase and we really can say that they made it a very easy and painless experience, we recommend them to any one buying a house
 5 - Cesar R.
MOST POPULAR PROGRAMS

FHA (FIRST HOME)
  
SFR ▪️ 2-4 UNITS ▪️ LOW CREDIT
  
         Up to 1.39M Loan Limit
       1-4 Units, Condo, Townhome 
        3.5% Down Payment
        21 Day Average Close Time


CONVENTIONAL
  
SFR  ▪️  2-4 UNITS  ▪️  NO MI
  
         Up to 1.47M Loan Limit
       1-4 Units, Condo, Townhome 
        3% Down Payment 
        17 Day Average Close Time


VA (VETERAN)
  
NO DOWN ▪️ NO MI ▪️ 1-4 UNITS
  
         726,500 Max for SFR
       SFR, Condo, Townhome 
        Little to No Money Down
        21 Day Average Close Time


0% DOWN PAYMENT
  
DOWN PAYMENT ASSISTANCE
  
         Loan Limits Vary
       1-4 Units, Condo, Townhome 
        Little to No Money Down
        25 Day Average Close Time


JUMBO (LUXURY)
  
1-4 UNITS ▪️ LOW DOWN PAYMENT
  
         Loan Limits Up To 5M
       1-4 Units, Condo, Townhome 
        As Little As 5% Down
        23 Day Average Close Time


INVESTOR ADV.
  
NO INCOME ▪️ DSCR ▪️ NO DSCR
  
         Loan Limits Up To 2M
       1-4 Units, Condo, Townhome 
        20% Down No Ratio 
        18 Day Average Close Time


BANK STATEMENT
  
12/24 MONTH ▪️NO VOE/TAXES
  
         Loan Limit Up To 2M
       SFR, Condo, Townhome 
        15% Down
        30 Day Average Close Time


REFINANCE
  
CASH OUT  ▪️  REMOVE MI
  
         80% Max LTV
       1-4 Units, Condo, Townhome 
        Little to No Money Down
        19 Day Average Close Time

MOST POPULAR PROGRAMS

FHA (FIRST HOME)
  
SFR  ▪️  2-4 UNITS  ▪️  LOW CREDIT
  
         Up to 1.39M Loan Limit
       1-4 Units, Condo, Townhome 
        3.5% Down Payment
        21 Day Average Close Time


CONVENTIONAL
  
SFR  ▪️  2-4 UNITS  ▪️  NO MI
  
         Up to 1.47M Loan Limit
       1-4 Units, Condo, Townhome 
        3% Down Payment 
        17 Day Average Close Time


VA (VETERAN)
  
NO DOWN  ▪️  NO MI  ▪️  1-4 UNITS
  
         726,500 Max for SFR
       SFR, Condo, Townhome 
        Little to No Money Down
        21 Day Average Close Time


0% DOWN PAYMENT
  
DOWN PAYMENT ASSISTANCE
  
         Loan Limits Vary
       1-4 Units, Condo, Townhome 
        Little to No Money Down
        25 Day Average Close Time


JUMBO (LUXURY)
  
1-4 UNITS  ▪️  LOW DOWN PAYMENT
  
         Loan Limits Up To 5M
       1-4 Units, Condo, Townhome 
        As Little As 5% Down
        23 Day Average Close Time


INVESTOR ADVANTAGE
  
NO INCOME  ▪️  DSCR  ▪️  NO DSCR
  
         Loan Limits Up To 2M
       1-4 Units, Condo, Townhome 
        20% Down No Ratio 
        18 Day Average Close Time


BANK STATEMENT
  
12/24 MONTH  ▪️  NO VOE/TAXES
  
         Loan Limit Up To 2M
       SFR, Condo, Townhome 
        15% Down
        30 Day Average Close Time


REFINANCE
  
CASH OUT  ▪️  REMOVE MI
  
         80% Max LTV
       1-4 Units, Condo, Townhome 
        $0 Out of Pocket
        19 Day Average Close Time

ARE YOU READY TO BUY or REFINANCE YOUR LOS ANGELES HOME?
ARE YOU READY TO
BUY or REFINANCE
YOUR LOS ANGELES HOME?
ABOUT
The MVP Team of GEM Mortgage, always here to help and ready to guide you home.
SOCIAL
        Facebook
        YouTube
        Zillow
        Google Business
INFORMATION
          Oscar Campa #208201
          oscar@mvp.finance
          (323) 919-9888
ABOUT
The MVP Team of GEM Mortgage, always here to help and ready to guide you home.
SOCIAL
        Facebook
        YouTube
        Zillow
        Google Business
INFORMATION
          Oscar Campa #208201
          oscar@mvp.finance
          (323) 919-9888
© 2019 The MVP Team of GEM Mortgage.
All Rights Reserved
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